Now that you have a brief background and understanding to worker compensation, we want to advise you on the products and services Liberty Insurance Services offers:
Pay-As-You-Go
Liberty introduced the "Pay-As-You-Go" Workers Comp program into our product line about six months ago. This payment plan offers employers the ability to eliminate the large down payment (can be as high as 40%-50% with traditional policies) at policy inception and most often eliminates the need for chargebacks and audits for increased payroll at the end of the policy year.
Workers Comp quotes are based on an employers stated payroll for particular job description. It is quoted using the payroll per hundred and the insurance company's rates for the stated class or job duties. If the payroll increases throughout the course of a policy year, the employer could owe a large amount of money to the insurance company. More simply, the higher your payroll, the higher your Workers Comp premiums will be.

This payment program can be very beneficial for companies with fluctuating seasonal staffing. Companies such as landscapers, roofers, excavators, carpenters, etc... often have slow months during the winter seasons. Typically, if your employees are not working, your company is not bringing in revenue which can make it difficult to pay insurance premiums in these off months. With our Pay-As-You-Go program, if you don't have any payroll for a particular, week, month, or couple of months; YOU DON'T OWE PREMIUM.
Liberty Insurance Services Pay-As-You-Go program now applies to General Liability policies as well. Call Us Today for A Free Quote*. We can quote your policy under this program with many insurance carriers to find you the Best Rates available. Policies can be put in place in as little as 2 days.
Office: (215) 331-7382
Email: info@libertyinscorp.com
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*Minimum payroll required
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